For most everyone, the “paycheck” is singularly the most important thing that determines our lifestyle. Increase its size, and we can live more comfortably. By contrast, if we reduce its amount, we become concerned about our financial well-being. If it is eliminated completely, its loss becomes both financial and emotional. If you become disabled, either from an illness or an accident, that paycheck will stop.
Social Security fails to provide a solution to this problem, in that more often than not, benefits are difficult to obtain.
Insuring a paycheck is the same as insuring a future. Disability Income Protection policies provide a solution to the major concern of many, regarding how they would stay in their own home and also provide for their family should a disability occur.